The leaders of departments, agencies, The State Bank of Viet Nam – the branch of Binh Duong province and representatives of commercial banks in the province attended this meeting.
According to the report of the State Bank of Viet Nam – Branch of Binh Duong, until 14 July 2012, the total mobilizing capital was VND 67494 billion, in which interest rate of under 9% achieved VND 49,967 billion, interest rate of over 9% achieved VND 17,526 billion. Implementing for loans in 4 priority sections reached VND 9,021 billion in which debit balance in agriculture was VND 2,820 billion, in production business and exporting was VND 2,529 billions, in small and medium-sized enterprises was VND 2,890 billion and in supporting industries was VND 719 billion.
About adjusting lending rates to former credit agreements, lending followed new norm of loans and new lending rates in 4 priority sections: total debit balance was 33,720, in which lending rate of under 13% achieved VND 7,345 billion, of over 13% achieved VND 8,473 billion and of over 15% achieved 17,902 billion.
The decrease of lending rates at under 15% from 15 July 2012 has created favorite conditions for exporting enterprises to overcome obstacles to stabilize production
Besides, relying on accessing the ability of paying debt and finance of customers, credit organizations has carried out restructuring of customers’ debt following to Decision No.780/QD-NHNN of The State Bank of Viet Nam dated 23 April 2012. As a result, 118 customers were restructured their debt with debit balance of VND 633 billion, 2,240 customers obtained the remission with debit balance VND of 2,084 billion (mostly customers in rural areas, remote regions).
At the same time, Binh Duong Customs Department and Binh Duong Tax Department has deployed comprehensive and drastic measures to solve problems for enterprises such as promoting the using of electronic customs to decrease the cost and time; extending time to pay VAT from April to Jun 2012; extending time to pay corporate income tax; reducing the price of land rent, etc.
The promotion of using electronic customs has helped enterprises save expenditures and time in customs clearance
At the end of the meeting, Chairman Le Thanh Cung highly appreciated the results of implementing Resolution No.13/NQ-CP of units and commercial banks around the province and partly created favorite conditions for enterprises to overcome difficulties.
Chairman suggested that in the future it is necessary to promote the propaganda of state policies to ones being obtained remission; clearly guiding procedure to each one. To commercial banks, Chairman suggested that they strictly implemented the decrease of interest rate ceiling at under 15% and assigned the State Bank of Viet Nam – the branch of Binh Duong to implement the inspection of this issue, and had reward policies to the number of banks going down interest rate ceiling from 12% to 13%.
Chairman directed The Management Board of Binh Duong Industrial Parks deploying preferential policies to enterprises located in industrial zones; Binh Duong Tax Departme carrying out to check, keep track of the operation situation of enterprises that are outside of industrial parks in order to find optimal solutions for enterprises’ problems.
The promulgation of Resolution No.13/NQ-CP of the government dated 10 May 2012 to solve the problems related to production, supporting market. Accordingly, extending 6 months to pay VAT of April, May, June 2012 for enterprises carrying out to pay VAT following the tax deduction method; decreasing of 50% in the cost of land rent in 2012 following Decision No.2093/QD-TTg of the Prime Minister dated 23 Nov 2011; extending 9 months to pay corporate income tax from back in the 2011 for enterprises which have not paid for State budget; tax exemption for VAT, individual income tax, corporate income tax in 2012 to individuals, ones in guesthouse business for employees, students, etc.
Hoang Pham