Accordingly, the Plan is aimed at universalizing the basic financial services products provided by licensed organizations, including: payment, money transfer, credit and insurance.
Objects: All people and businesses, in which pay attention to the poor, the low-income and people living in rural, remote, and disadvantaged areas; small and medium enterprises, microenterprises, cooperatives, household businesses.
The goal of this Plan is to strive to achieve a number of specific targets by the end of 2025: At least 80% of adults have a transaction account at a bank or other authorized organization; The goal is that each adult has at least one transaction account at a bank or other authorized organization by 2030. There are at least 20 branches and transaction offices of a commercial bank per 100,000 adults. There are at least 50% of all communes having focal points of financial service provision. There are at least 25% - 30% of adults having savings at a credit institution. The number of non-cash payment transactions has increased by 20% -25% annually. There are at least 30% of small and medium enterprises in the province having debit balance from credit institutions. Credit debt balance for agricultural and rural development accounts for over 30% of the total credit debt balance for the economy. The average premium revenue of GDP is 3.5%.
Departments, boards, branches, People's Committees of districts, towns, cities and related units based on their assigned functions and tasks, actively coordinate closely with the State Bank - Binh Duong branch to implement solutions to develop diverse supply organizations, distribution channels, financial products and services provided by licensed organizations in order to support people and businesses to access and use basic financial products and services in a convenient and affordable way; developing a variety of basic financial products and services, tending to the target objects of comprehensive finance; completing and increasing the efficiency of the use of financial infrastructure, creating conditions for reducing transaction fees, meeting the requirements of promoting comprehensive finance; educating on finance, improving financial capacity and knowledge; protecting financial consumer.
Plan